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How to File an Auto Accident Claim In states where there is no fault your insurance company will cover medical expenses and lost wages, regardless of who is responsible for the accident. They'll also be looking to gather evidence and read documents (photos witnesses' testimonies, photos medical records, photos, and expense reports). The amount of compensation that you receive will depend on the extent of your injuries and expenses. This article will help you understand the steps involved in filing an auto accident claim. Report the Accident It's essential to report a crash as soon as possible. In many states, this will be carried out by local police, county sheriffs, state police, or Department of Motor Vehicles. Photograph the accident scene if you can. You can use them to help you remember the incident as well as to help with your insurance claim. auto accident lawsuit new britain can be used to show specifics like skid marks, car damage as well as weather conditions and other vital details. You should also get the details of the other driver, such as their name and the insurance company they use. You should also request their driver's license and car registration, if they are available. It's also important to record your own report of the incident as well as what you saw and what transpired. If you don't document what happened, you may be held accountable for any injuries or damages that are later discovered. If you fail to report the incident and your insurance company is not aware of it, they may not cover any damages resulting from it. You can find out if your policy requires an accident report by checking your policy or contacting your agent. Seek medical attention After a car crash, you should seek medical attention and have your body assessed to determine if there are any injuries. Making an appointment with a doctor as quickly as you can is a good way to avoid any further complications and can help you with your claim when it comes time to negotiate with the insurance company. If you can, it is best to go to the emergency room of a hospital following an accident. Hospitals have access top-quality physicians, surgeons and medical supplies. Defense lawyers and insurance companies might have a difficult time trying to minimize the damage caused by a hospital. Injuries sustained in car accidents could range from minor bruising up to severe internal injuries like the traumatic brain injury and paralysis. Even if you don't experience any symptoms immediately such as discomfort or stiffness it is crucial to see a doctor. These records will be essential in proving you've suffered injuries resulting from the crash. Our Denver car accident lawyers will use these medical records to build a strong case showing that the actions of the driver responsible for the accident caused your injuries and that you deserve an equitable amount of compensation for your injuries. Take Photos Photograph the accident scene as soon as you can, and ideally before the police arrive. If possible, photograph all the damage to each vehicle from different vantage points. If you're able, snap photos of the vehicle in close-ups as well as other evidence (such broken glasses or deployed airbags). If you aren't able to take closeups of the vehicles then place an object like a penny inside the photo to give it a scale. It's also beneficial to take photos with and without a flash, as different lighting conditions may reveal the hidden details. You should also take pictures of any injuries you have suffered during the accident. These photos will provide valuable evidence later on. Injuries and cuts will fade with time. It is also a good idea for you to snap pictures of other things which are relevant to the accident (such as road signs, traffic signals, weather conditions, and road debris) because they can aid in the creation of a clearer picture of what happened. Contact Your Insurance Company Whether or not you plan to file a car accident claim, it's essential to contact your insurance company as quickly as possible. You may be required to file a claim under your policy, but even if you are not an attorney, you will need documents detailing your losses to back up your claim (such as repairs and medical bills). Luna suggests that you gather all relevant information about the scene. This includes information regarding your vehicle as well as any other drivers involved. Request to see the other driver's insurance card and make sure you have their name address, number, and address, and car insurance details (company, policy number). If witnesses are present, take their names and numbers. It is important to remain calm, even though the last thing you would want to do after an accident is fight with insurance companies. Any statements you make when you're emotional can be used against you later. It is best to let an attorney manage the negotiations. They can ensure that you do not say anything that could be used against you later on. Contact an Attorney A seasoned attorney can assist you in negotiating with the insurance company to negotiate a fair settlement. They will look over the medical bills and records and will frequently consult with a physician to give their opinion as to the full extent of your injuries. Insurance companies won't give you fair value when they haven't been provided with accurate and complete evidence. In addition to pursuing your economic losses, including medical bills and lost wages, you could be entitled to non-economic damages for suffering and pain. If the other driver was found to have acted with a degree of gross carelessness or negligence the court could award additional compensation, known as punitive damages. You'll need to notify the police if the motorist at responsible fled the scene. Also, you should get an original crash report from the precinct or online. You'll need it to file a no fault claim or a liability lawsuit. New York has very specific laws that apply to auto accidents. These laws are best explained by an experienced attorney.